在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过一百万美元的余额，第一个10万 万按第一级利率收取，其余90万按第二级利率，等等。在确定报价价差时，IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行，旨在适用货币汇率的变化。
| 币种 | 等级 | 适用利率—IBKR Pro版 | 适用利率—IBKR Lite版 |
|---|---|---|---|
| 美元 | 0 ≤ 100,000 | 5.33% (BM + 1.5%) | 6.33% (BM + 2.5%) |
| 100,000 ≤ 1,000,000 | 4.83% (BM + 1%) | 6.33% (BM + 2.5%) | |
| 1,000,000 ≤ 50,000,000 | 4.58% (BM + 0.75%) | 6.33% (BM + 2.5%) | |
| 50,000,000 ≤ 200,000,000 | 4.33% (BM + 0.5%)1 | 6.33% (BM + 2.5%) | |
| > 200,000,000 | 4.33% (BM + 0.5%) 1,2 | 6.33% (BM + 2.5%) | |
| 阿联酋迪拉姆 | 0 ≤ 350,000 | 6.32% (BM + 2.5%) | 7.32% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 5.82% (BM + 2%) | 7.32% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 5.32% (BM + 1.5%) | 7.32% (BM + 3.5%) | |
| > 350,000,000 | 5.32% (BM + 1.5%) 2 | 7.32% (BM + 3.5%) | |
| 澳元 | 0 ≤ 140,000 | 4.227% (BM + 1.5%) | 5.227% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 3.727% (BM + 1%) | 5.227% (BM + 2.5%) | |
| 1,400,000 ≤ 70,000,000 | 3.477% (BM + 0.75%) | 5.227% (BM + 2.5%) | |
| 70,000,000 ≤ 280,000,000 | 3.227% (BM + 0.5%) 1 | 5.227% (BM + 2.5%) | |
| > 280,000,000 | 3.227% (BM + 0.5%) 1,2 | 5.227% (BM + 2.5%) | |
| 加元 | 0 ≤ 130,000 | 5.205% (BM + 1.5%) | 6.205% (BM + 2.5%) |
| 130,000 ≤ 1,300,000 | 4.705% (BM + 1%) | 6.205% (BM + 2.5%) | |
| 1,300,000 ≤ 64,000,000 | 4.455% (BM + 0.75%) | 6.205% (BM + 2.5%) | |
| 64,000,000 ≤ 260,000,000 | 4.205% (BM + 0.5%) 1 | 6.205% (BM + 2.5%) | |
| > 260,000,000 | 4.205% (BM + 0.5%) 1,2 | 6.205% (BM + 2.5%) | |
| 瑞士法郎 | 0 ≤ 90,000 | 1.549% (BM + 1.5%) | 2.549% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 1.049% (BM + 1%) | 2.549% (BM + 2.5%) | |
| 900,000 ≤ 46,000,000 | 0.799% (BM + 0.75%) | 2.549% (BM + 2.5%) | |
| 46,000,000 ≤ 180,000,000 | 0.75% (BM + 0.5%) 1 | 2.549% (BM + 2.5%) | |
| > 180,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.549% (BM + 2.5%) | |
| 离岸人民币 | 0 ≤ 650,000 | 4.909% (BM + 4%) | 5.909% (BM + 5%) |
| 650,000 ≤ 6,500,000 | 3.909% (BM + 3%) | 4.909% (BM + 4%) | |
| 6,500,000 ≤ 300,000,000 | 3.409% (BM + 2.5%) | 4.409% (BM + 3.5%) | |
| > 300,000,000 | 2.909% (BM + 2%) 2 | 3.909% (BM + 3%) | |
| 捷克克朗 | 0 ≤ 400,000,000 | 9.972% (BM + 3%) | 10.972% (BM + 4%) |
| > 400,000,000 | 9.972% (BM + 3%) 2 | 10.972% (BM + 4%) | |
| 丹麦克朗 | 0 ≤ 120,000,000 | 4.206% (BM + 3%) | 5.206% (BM + 4%) |
| > 120,000,000 | 4.206% (BM + 3%) 2 | 5.206% (BM + 4%) | |
| 欧元 | 0 ≤ 90,000 | 2.962% (BM + 1.5%) | 3.962% (BM + 2.5%) |
| 90,000 ≤ 900,000 | 2.462% (BM + 1%) | 3.962% (BM + 2.5%) | |
| 900,000 ≤ 44,000,000 | 2.212% (BM + 0.75%) | 3.962% (BM + 2.5%) | |
| 44,000,000 ≤ 180,000,000 | 1.962% (BM + 0.5%) 1 | 3.962% (BM + 2.5%) | |
| > 180,000,000 | 1.962% (BM + 0.5%) 1,2 | 3.962% (BM + 2.5%) | |
| 英镑 | 0 ≤ 80,000 | 4.492% (BM + 1.5%) | 5.492% (BM + 2.5%) |
| 80,000 ≤ 800,000 | 3.992% (BM + 1%) | 5.492% (BM + 2.5%) | |
| 800,000 ≤ 38,000,000 | 3.742% (BM + 0.75%) | 5.492% (BM + 2.5%) | |
| 38,000,000 ≤ 150,000,000 | 3.492% (BM + 0.5%) 1 | 5.492% (BM + 2.5%) | |
| > 150,000,000 | 3.492% (BM + 0.5%) 1,2 | 5.492% (BM + 2.5%) | |
| 港币 | 0 ≤ 780,000 | 6.705% (BM + 2.5%) | 7.705% (BM + 3.5%) |
| 780,000 ≤ 7,800,000 | 6.205% (BM + 2%) | 7.705% (BM + 3.5%) | |
| 7,800,000 ≤ 780,000,000 | 5.705% (BM + 1.5%) | 7.705% (BM + 3.5%) | |
| > 780,000,000 | 5.705% (BM + 1.5%) 2 | 7.705% (BM + 3.5%) | |
| 匈牙利福林 | 0 ≤ 4,500,000,000 | 22% (BM + 5%) | 23% (BM + 6%) |
| > 4,500,000,000 | 22% (BM + 5%) 2 | 23% (BM + 6%) | |
| 以色列谢克尔 | 0 ≤ 80,000,000 | 8.029% (BM + 5%) | 9.029% (BM + 6%) |
| > 80,000,000 | 8.029% (BM + 5%) 2 | 9.029% (BM + 6%) | |
| 印度卢比 | 全部 | 11.7% (BM + 3%) | 12.7% (BM + 4%) |
| 日元 | 0 ≤ 11,000,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
| 11,000,000 ≤ 114,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
| 114,000,000 ≤ 5,700,000,000 | 0.75% (BM + 0.75%) | 2.5% (BM + 2.5%) | |
| 5,700,000,000 ≤ 23,000,000,000 | 0.75% (BM + 0.5%) 1 | 2.5% (BM + 2.5%) | |
| > 23,000,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.5% (BM + 2.5%) | |
| 韩元 | 0 ≤ 120,000,000 | 5.25% (BM + 2%) | 6.25% (BM + 3%) |
| 120,000,000 ≤ 1,200,000,000 | 4.75% (BM + 1.5%) | 6.25% (BM + 3%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 4.25% (BM + 1%) | 6.25% (BM + 3%) | |
| > 24,000,000,000 | 4.25% (BM + 1%) 2 | 6.25% (BM + 3%) | |
| 墨西哥比索 | 0 ≤ 2,000,000 | 12.915% (BM + 3%) | 13.915% (BM + 4%) |
| 2,000,000 ≤ 20,000,000 | 11.915% (BM + 2%) | 13.915% (BM + 4%) | |
| 20,000,000 ≤ 2,000,000,000 | 11.415% (BM + 1.5%) | 13.915% (BM + 4%) | |
| > 2,000,000,000 | 11.415% (BM + 1.5%) 2 | 13.915% (BM + 4%) | |
| 挪威克朗 | 0 ≤ 900,000 | 4.057% (BM + 1.5%) | 5.057% (BM + 2.5%) |
| 900,000 ≤ 9,000,000 | 3.557% (BM + 1%) | 5.057% (BM + 2.5%) | |
| 9,000,000 ≤ 450,000,000 | 3.307% (BM + 0.75%) | 5.057% (BM + 2.5%) | |
| 450,000,000 ≤ 1,800,000,000 | 3.057% (BM + 0.5%) 1 | 5.057% (BM + 2.5%) | |
| > 1,800,000,000 | 3.057% (BM + 0.5%) 1, 2 | 5.057% (BM + 2.5%) | |
| 新西兰元 | 0 ≤ 150,000 | 5.44% (BM + 1.5%) | 6.44% (BM + 2.5%) |
| 150,000 ≤ 1,500,000 | 4.94% (BM + 1%) | 6.44% (BM + 2.5%) | |
| 1,500,000 ≤ 150,000,000 | 4.69% (BM + 0.75%) | 6.44% (BM + 2.5%) | |
| > 150,000,000 | 4.69% (BM + 0.75%) 2 | 6.44% (BM + 2.5%) | |
| 波兰兹罗提 | 0 ≤ 70,000,000 | 10.028% (BM + 3%) | 11.028% (BM + 4%) |
| > 70,000,000 | 10.028% (BM + 3%) 2 | 11.028% (BM + 4%) | |
| 俄罗斯卢布* | 0 ≤ 660,000,000 | 12.42% (BM + 5%) | 13.42% (BM + 6%) |
| > 660,000,000 | 12.42% (BM + 5%) 2 | 13.42% (BM + 6%) | |
| 沙特里亚尔 | 0 ≤ 350,000 | 7.428% (BM + 2.5%) | 8.428% (BM + 3.5%) |
| 350,000 ≤ 3,500,000 | 6.928% (BM + 2%) | 8.428% (BM + 3.5%) | |
| 3,500,000 ≤ 350,000,000 | 6.428% (BM + 1.5%) | 8.428% (BM + 3.5%) | |
| > 350,000,000 | 6.428% (BM + 1.5%) 2 | 8.428% (BM + 3.5%) | |
| 瑞典克朗 | 0 ≤ 900,000 | 3.863% (BM + 1.5%) | 4.863% (BM + 2.5%) |
| 900,000 ≤ 9,100,000 | 3.363% (BM + 1%) | 4.863% (BM + 2.5%) | |
| 9,100,000 ≤ 454,000,000 | 3.113% (BM + 0.75%) | 4.863% (BM + 2.5%) | |
| 454,000,000 ≤ 1,820,000,000 | 2.863% (BM + 0.5%) 1 | 4.863% (BM + 2.5%) | |
| > 1,820,000,000 | 2.863% (BM + 0.5%) 1,2 | 4.863% (BM + 2.5%) | |
| 新加坡元 | 0 ≤ 140,000 | 6.099% (BM + 1.5%) | 7.099% (BM + 2.5%) |
| 140,000 ≤ 1,400,000 | 5.599% (BM + 1%) | 7.099% (BM + 2.5%) | |
| 1,400,000 ≤ 68,000,000 | 5.349% (BM + 0.75%) | 7.099% (BM + 2.5%) | |
| 68,000,000 ≤ 270,000,000 | 5.099% (BM + 0.5%) 1 | 7.099% (BM + 2.5%) | |
| > 270,000,000 | 5.099% (BM + 0.5%) 1, 2 | 7.099% (BM + 2.5%) | |
| 土耳其里拉 | 0 ≤ 90,000,000 | 14.822% (BM + 5%) | 16.822% (BM + 7%) |
| > 90,000,000 | 15.822% (BM + 6%) 2 | 16.822% (BM + 7%) | |
| 南非兰特 | 0 ≤ 1,500,000 | 8.528% (BM + 1.5%) | 9.528% (BM + 2.5%) |
| 1,500,000 ≤ 15,000,000 | 8.028% (BM + 1%) | 9.528% (BM + 2.5%) | |
| 15,000,000 ≤ 1,500,000,000 | 7.778% (BM + 0.75%) | 9.528% (BM + 2.5%) | |
| > 1,500,000,000 | 7.778% (BM + 0.75%) 2 | 9.528% (BM + 2.5%) |
* 注：自2022年7月28日起，视开户的实体不同，账户中所有的卢布多头或空头余额都将自动兑换为美元或欧元。更多信息，请访问我们的知识库。
