IBKR Reference Benchmark Rates

Interest Rates

Pricing

IBKR Reference Benchmark Rates

IBKR's benchmark for each currency is the reference rate around which our credit, debit, stock loan and other interest rate linked calculations are determined. IBKR uses a combination of internationally recognized reference rates (such as Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark, visit the IBKR Knowledge Base.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate see Benchmark Interest Calculation Reference Rate Descriptions.


CurrencyDescription for Effective Date 20240422 Rate Effective Date
USD
Reference Benchmark USD
5.330%
20240422
AED
Reference Benchmark AED
5.287%
20240422
AUD
Reference Benchmark AUD
4.248%
20240422
BGN
Reference Benchmark BGN
3.790%
20240422
BRL
Reference Benchmark BRL
10.650%
20240422
CAD
Reference Benchmark CAD
4.856%
20240422
CHF
Reference Benchmark CHF
1.262%
20240422
CNH
Reference Benchmark CNH
6.807%
20240422
CZK
Reference Benchmark CZK
5.633%
20240422
DKK
Reference Benchmark DKK
3.520%
20240422
EUR
Reference Benchmark EUR
3.913%
20240422
GBP
Reference Benchmark GBP
5.180%
20240422
HKD
Reference Benchmark HKD
3.107%
20240422
HUF
Reference Benchmark HUF
8.015%
20240422
ILS
Reference Benchmark ILS
3.735%
20240422
INR
Reference Benchmark INR
6.700%
20240422
JPY
Reference Benchmark JPY
(0.263)%
20240422
KRW
Reference Benchmark KRW
3.500%
20240422
MXN
Reference Benchmark MXN
11.296%
20240422
NOK
Reference Benchmark NOK
4.385%
20240422
NZD
Reference Benchmark NZD
5.835%
20240422
PLN
Reference Benchmark PLN
5.821%
20240422
RON
Reference Benchmark RON
5.617%
20240422
RUB
Reference Benchmark RUB
15.690%
20240422
SAR
Reference Benchmark SAR
5.477%
20240422
SEK
Reference Benchmark SEK
3.802%
20240422
SGD
Reference Benchmark SGD
3.703%
20240422
TRY
Reference Benchmark TRY
50.875%
20240422
ZAR
Reference Benchmark ZAR
7.545%
20240422
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.